The only thing worse than having a problem with your teeth is not having the money to fix it. It’s easy to find yourself in over your head when it comes to dental work.
Even if you just need a simple filling, you can expect to spend anywhere from $50 to $450 (not including the office visit and x-rays). If you need a more advanced procedure, like a root canal, it’s likely to run you between $300 and $2,000! It’s no wonder so many people can’t afford dental care.
Luckily, you can use dental financing to take care of your problem right away. It’s easy, affordable, and you can get it even if you have bad credit.
Don’t suffer with your teeth problems any longer – keep reading to learn more!
What is Dental Financing?
First things first, what is dental care financing? It’s a simple, easy-to-apply-for loan that patients can use to pay for their dental work. Whether you’re without dental insurance or you need funds to pay for your out-of-pocket costs, dental finance plans can help you out.
One of the best things about these loans is that you can use them for general, specialty, and cosmetic dental procedures. This includes anything from gum surgery and dentures to veneers and professional tooth whitening.
How it Works
Depending on your lender, dental financing for patients is typically much less expensive than financing through your healthcare provider. For example, Pay My Medical.com offers loans up to $25,000 with competitive interest rates and low monthly payments.
You can choose from several different loan plans, and, in some cases, you may even be able to get interest-free financing! There’s also no prepayment penalty, so you can get out from under the loan at any time.
The Application Process
When you apply for a loan with Pay My Medical.com you won’t have to go through a long, tedious process. Instead, you’ll just complete a simple online application. You’ll need to meet a few simple requirements, including being a U.S. citizen or permanent resident over the age of 18.
You also need to have a steady source of income that provides you with about $1,000 per month after your tax deductions. In addition, you’ll need to have a working home and work phone number, a valid email address, and a checking account in your name.
As long as you meet these requirements, you’ll likely get approved and, once you do, the lender will deposit the money right into your checking account. You can then use it to pay your dental bills and get that smile you’ve been dreaming of.
Get Started Today
Now that you know how easy it is to get dental financing, there’s no reason to put it off any longer. Apply today and you could have your dental issues fixed by next week!