Plastic Surgery Financing

Pay My Medical is a medical financing company that offers secure and fast loans for all kinds of medical needs. We strive to make financing available for anybody who needs money for cosmetic surgeries, even those with bad credit scores. We offer the most affordable plastic surgery financing options in the state of California.

Can you finance plastic surgery with bad credit?

If your credit score goes beyond 580, you can easily avail a personal loan for plastic surgery. However, if it is lower than that, it qualifies a bad score for lending purposes. If you borrow a loan with a bad credit score, you will have to pay a higher interest rate and fees. As a result, it can increase your overall medical expenses.

A bank loan is not a suitable financing option for those with lower credit scores. First of all, you may not get approved for a loan without a good score. Secondly, if you have a bad credit score, you may have to submit collateral to be eligible for a personal loan. Trying to use your credit card for your plastic surgery may not work, especially if you have a bad credit score. This is because your credit card has a lower spending limit due to your bad scores. Furthermore, financing plastic surgery with a credit card can involve paying higher fees and interest rates.

Do plastic surgeons offer payment plans?

Most hospitals and plastic surgeons do not offer easy payment plans and generally require an upright one-time payment. However, they may be willing to work with your insurer for the payment of your surgery cost. This is again subject to what procedures your insurance provider considers as a medical necessity.

Some cosmetic treatment centers have a dedicated team that works with the patients to help them arrange for the treatment cost and funding. However, if you run out of funding options, you can always approach a plastic surgery financing company to help you pay for your treatment.

Cost of a mommy makeover

Most women suffer from post-partum depression due to the changes that a woman's body undergoes following a pregnancy. Thanks to modern medicine and cosmetic advancements, most of these physical changes can be reversed with surgery. Mommy makeover is a surgical treatment procedure that focuses on restoring your pre-pregnancy body, muscle tone, and skin elasticity.

On average, mommy makeovers can cost anywhere from $10,000 to $30,000. Factors like the number and type of procedures, surgeon's fees, and where you get treated determines the total cost of the treatment.

Cost of breast augmentation in California

Typically, the cost of breast augmentation in California ranges between $5500 and $7500. This includes the cost of implants, surgeon's fees, facility charges, and the cost of post-op doctor visits.

Do you need help with plastic surgery financing? Call us today for a consultation. At Pay My Medical, we offer secured and unsecured loans, open-end, and closed-end credits for cosmetic, fertility, and bariatric treatments.